👩🏽‍⚕️Health Insurance

Health insurance is an essential benefit to help you have quick and convenient access to healthcare when you need it. It is important to us that everyone has global coverage if possible so that no matter where you are working from, you are covered. After extensive research, we decided to partner with Aetna who we believe will provide you with an exemplary level of care.

Health Benefits start day 1 of employment!

Refer to the attached Table of Benefits for a complete Explanation of Health Benefits.

👇 Download the PDF:

Access-US-Welcome-Guide.pdf

🤔 We are currently offering two plans to choose from:

• Access Elite $0 Deductible Plan
• Access $3,000 High Deductible Health Plan (HDHP) with optional HSA

👁 Vision Insurance is included in both plans

The plan covers 1 Routine Vision Examination per 12 Months. This will be covered at 100% when using a Participating (In Network) Provider. If you use a non-Participating (Out of Network) Provider, then the examination will be covered at 50% after the deductible. The coinsurance limit will also apply. This plan also has a Vision Wear (or Hardware) allowance of $150 per 12 consecutive months. This can be used towards the purchase of frames, lenses, contacts, or any prescribed eyewear. If you use a Participating Provider, your plan will include additional Aetna Discounts. These discounts will allow the $150 to go a bit further. If the Health Care Providers have any challenges locating the Member, they can call our Members’ Service Line at 1-800-723-8897. If there are any other questions, please let me know.

🦷 Dental Insurance

If you (and any dependents) are enrolled in the health insurance plan, you will also be enrolled in the dental insurance plan. Maze's dental coverage will allow you to keep your teeth clean and healthy with minimal out-of-pocket expenses. It also includes orthodontic benefits!

Dental with Ortho Benefit Summary

★ The coverage document lists both coverage maximums they offer ($1,000 and $1,500), our plan allows for $1,500.

<aside> ⭐ Dental insurance is selected in conjunction with health insurance. It is important to keep this in mind if you add dependents as you will be responsible to pay the premium for both health and dental. You cannot choose to add a dependent to one plan and not the other.

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💲Cost of Coverage

• Maze pays for the premium for the full-time team member's coverage at the rate equal to the Elite plan employee only option.
  • US: If you choose the HDHP to add dependents to, the Employee only plan is more affordable than the Elite plan, so Maze will cover up to the cost the Employee only Elite plan cost for the family HDHP plan.
• Maze contributes $500 monthly to your A-Maze-Ing Benefits allowance which is used for dependent healthcare costs. The intention behind the Ben monthly allowance is to contribute up to $500 towards team members’ dependent’s health plans. If you add dependents, you can expect your allowance to be reduced partially or fully based on the cost of the plan. If the cost is more than your allowance, the remaining will be deducted from payroll.
  • For those without dependents (or dependent costs are less than $500), they will receive these funds as a monthly allowance in ThanksBen.
• For part-time team members working at least 15 hours per week: Maze will premiums at the following rates: 50% for team members working 15-23 hours/week, 75% for team members working 24-29 hours/week, and 100% for team members working 30+ hours/week.
• You are able to add a spouse and/or dependents to your plan. If you want to add a dependent to your plan, you will be responsible for the premium payment. Ben is a good option to cover this expense, we can set up a monthly auto withdrawal from your allowance.

<aside> 👨‍👩‍👧‍👦 Cost of adding a dependent - please note, if you are part time, these costs will be prorated based on the above information - please speak to Total Rewards for exact details.

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❌ Opt In/Opt-Out or 👨‍👩‍👧‍👦 Add Dependents

In Ben, you will be given the option to view the health plan details, opt in, add dependents, or opt-out of coverage.

• Your enrollment window is 14 days from your start date (the sooner the better). If you do not enroll, you will be opted out.

If you opt-out or do not enroll a dependent, you are not eligible to change this election until the next open enrollment period or if you experience a qualifying life event.

• How to opt in/out
• How to add dependents

<aside> ⭐ Maze's goal is to provide equity between team members which is why we offer fully paid coverage to all team members. That being said, there is no financial benefit for team members to opt-out.

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