<aside> 💡 Hello A-Maze-Ings in Spain

Oyster offers a local benefits package if you would prefer this to the standard global coverage provided by Allianz.

If you can't find what you're looking for or have questions reach out to: @Catherine Wilkinson

</aside>

Table of contents

<aside> <img src="/icons/checkmark_green.svg" alt="/icons/checkmark_green.svg" width="40px" /> This is:

• A guide for team members located in Spain and employed by OysterHR EOR services
• Information on the local benefits package option. </aside>

<aside> <img src="/icons/browser-stop_red.svg" alt="/icons/browser-stop_red.svg" width="40px" />  This is not:

• A benefits option available to team members not located in Spain or are not employed by OysterHR EOR services in Spain
• Additional healthcare benefits if you are opted into the standard global benefits package through Allianz Spain Team Member Benefits </aside>

Health Insurance (Including Dental and Vision)

Our team members in Spain are employed by OysterHR which means that OysterHR is the plan owner. Currently they offer a local healthcare plan through Cigna which you can opt into if you choose to opt out of the global Allianz plan.

Health Benefits start day 1 of employment!

You can choose from 2 plan options: Competitive or Best in Class

Refer to the attached Table of Benefits below👇 for a complete Explanation of Health Benefits and see Oyster’s help article for more information

Benefits - Spain 🇪🇸

🗝 Key coverage highlights

Competitive

3. Cigna_Oyster_Product Guide_Competetive_C67_CUSTOMER FRIENDLY.pdf

• Health Insurance: In-Network Plan
  • In network coverage with no co-pay
  • Includes three premium hospitals
  • Emergency assistance
  • Dental Network
  • Vision reimbursements (50%)
• €180 per month in social allowances through Cobee
  • This allowance can be used for meals and nursery expenses

Best in Class

4. Cigna_Oyster_Product Guide_Best In Class_Z29_CUSTOMER FRIENDLY.pdf

• Health Insurance: In-Network Plan + Reimbursement

  • In network coverage with no co-pay
  • Option to visit out of network clinics and hospitals (reimbursed up to 80%)
  • Emergency assistance
  • Dental Network
  • Vision reimbursements (50%)
  • Dr. Cigna: Premium virtual care with doctors

• €220 per month in social allowances through Cobee

  • This allowance can be used for meals, transportation and nursery expenses

• Class pass through Urban Sports Center

  How to join USC through Oyster EN .pptx.pdf

2. Cobee_Social Benefits Brochure_Customer Friendly.pdf

💲Cost of Coverage

• Maze pays for the premium for the full-time team member's health coverage and fees associated with the plan
• The cost of the Cobee Social Allowances and Urban Sports Center Membership will be deducted from your monthly Ben allowance
  • You are unable to opt out of these benefits if you select one of the local benefits plans
• For part-time team members working at least 15 hours per week: Maze will premiums at the following rates: 50% for team members working 15-23 hours/week, 75% for team members working 24-29 hours/week, and 100% for team members working 30+ hours/week. A monthly Ben deduction will be set up to cover your portion of the premium.
• You are able to add a spouse and/or dependents (children) to your plan if you have enough Ben allowance to cover their premium. If you want to add a dependent to your plan, you will be responsible for the premium payment. We will set up a monthly auto withdrawal from your Ben allowance. You can only add dependents up to the amount of available Ben money you have per month.
• Dependents can be added to the plan, and Oyster will provide a 30-day window from the time the team members are enrolled to allow them to add their dependents to cover.